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Advisory
In a deal, the surprises are rarely in the numbers — they are in the fine print. A missing endorsement or an outdated limit can turn into six or seven figures after closing. We read the policies the way claims actually test them.
The analysis focuses on how coverage would actually perform — not on ticking boxes.
Terms, limits, exclusions and endorsements across every commercial line — cyber, E&O, D&O, EPLI, property, general liability and crime.
Whether the coverage matches the company’s size, operations and contractual obligations today, not when it was bought.
Loss runs, open claims and prior incidents — and what they say about the risk culture.
Controls, continuity and third-party dependencies, reviewed by a practice that places this cover daily.
Limits, retentions and carrier selection measured against industry norms and current market practice.
Underinsured and uninsured risks, named plainly and ranked by consequence.
Built for transactions — just as useful for a growing company auditing its own program.
Coverage risk priced into the deal, not discovered after it.
A practical insurance read that complements counsel rather than duplicating it.
An independent second opinion on the program you inherited.
What the target’s policies actually cover — and what they quietly exclude.
Fix the findings before the buyer’s diligence team finds them.
New contracts, headcount and markets outgrow old policies — a periodic review catches the drift.
What you get: a concise report with key findings and recommendations, identified exposures and deficiencies, a benchmark comparison against industry norms, and a coverage improvement roadmap. Clear insights, no legal jargon.
The Insurance Due Diligence Review is a professional analysis based on insurance industry experience. It is not a legal or actuarial opinion, and participation does not create a broker-client relationship or guarantee coverage placement. Review fees are independent of any commissions that may later be earned through insurance placement; any subsequent transactions are conducted under standard producer licensing and regulatory compliance procedures.
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Tell us about your company and the coverage you are considering. An expert insurance broker will review your request and come back with clear next steps and options tailored to your business.
Email: Info@BlackfireInsurance.com
