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Coverage group

Business Insurance

The foundation policies. These are the ones clients, landlords and lenders ask to see, and the ones that carry a business through the everyday events that stop it trading.

Products

Five

Often required by

Clients, landlords, lenders

Best for

Every operating business

What sits in this group

General liability

Protection against third-party bodily injury, property damage and advertising injury claims.

General liabilityCGLCertificate of insurance

Commercial property

Coverage for buildings, stock, equipment and fit-out against insured physical losses.

Property insuranceBusiness propertyFire and theft

Commercial umbrella

Additional liability limits above qualifying underlying policies.

Umbrella policyExcess liability

Business bonds

Surety and fidelity bonds for contract, licence, permit, court and business requirements.

Surety bondsFidelity bondsLicense bonds

Life Insurance & Retirement

Independent brokers comparing life insurance and retirement-income options across multiple insurers for owners and their families.

Related forms. Contractor general liability and product liability are general liability forms written for particular trades and exposures. Business interruption is normally written inside a property or business owners policy rather than bought on its own.

Start with a review of what you already have

Most businesses are carrying overlapping cover in one place and a gap in another. We will read your current policies and tell you which is which.

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Let’s build the right coverage for your business

Tell us about your company and the coverage you are considering. An expert insurance broker will review your request and come back with clear next steps and options tailored to your business.

  • Independent. We work for you, not an insurer.
  • Expert brokers across cyber, professional, management and property coverage.
  • No obligation. Coverage is subject to insurer underwriting and acceptance.

Email: Info@BlackfireInsurance.com

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