*, *::before, *::after { box-sizing: border-box; }

  :root {
    /* ink */
    --ink:        #101317;
    --ink-2:      #3A424E;
    --body:       #5A6472;
    --muted:      #7E8899;

    /* blue */
    --navy:       #123A78;   /* primary — headings accent, buttons */
    --navy-dk:    #0E2E60;
    --accent:     #1B4DE4;   /* links, codes, rules */
    --accent-dk:  #163EBD;
    --ember:      #E14D2A;   /* brand signature — structural accents */
    --ember-dk:   #C43F1F;

    /* light fields */
    --white:      #FFFFFF;
    --tint:       #F2F5FA;   /* section band */
    --tint-2:     #E7EEF9;   /* advisory panel */
    --rule:       #D2DBE8;   /* blue-cast hairline */
    --rule-soft:  #E4EAF3;

    --sans: "Helvetica Neue", Helvetica, Arial, sans-serif;
    --mono: ui-monospace, "SF Mono", SFMono-Regular, Menlo, Consolas, monospace;

    --gut: 40px;
    --max: 1360px;
  }

  html, body { margin: 0; padding: 0; }
  body {
    background: var(--white);
    color: var(--ink);
    font-family: var(--sans);
    font-size: 16px;
    line-height: 1.5;
    -webkit-font-smoothing: antialiased;
  }

  a { color: var(--accent); text-decoration: none; }
  a:hover { color: var(--accent-dk); text-decoration: underline; }
  :focus-visible { outline: 2px solid var(--accent); outline-offset: 3px; }

  .wrap { max-width: var(--max); margin: 0 auto; padding: 0 var(--gut); }

  .eyebrow {
    font-size: 10px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    color: var(--navy);
    margin: 0 0 20px;
  }
  .code {
    font-family: var(--mono);
    font-size: 11px;
    letter-spacing: 0.08em;
    color: var(--accent);
  }

  .btn {
    display: inline-block;
    background: var(--navy);
    color: #fff;
    font-size: 14px;
    padding: 13px 22px;
    border: 1px solid var(--navy);
    white-space: nowrap;
    cursor: pointer;
    font-family: inherit;
  }
  .btn:hover { background: var(--ember); border-color: var(--ember); color: #fff; text-decoration: none; }
  .btn-ghost { background: transparent; color: var(--navy); border-color: var(--rule); }
  .btn-ghost:hover { background: var(--ember); border-color: var(--ember); color: #fff; }
  .btn-text { background: transparent; border-color: transparent; color: var(--navy); padding-left: 6px; }
  .btn-text:hover { background: transparent; border-color: transparent; color: var(--accent); text-decoration: underline; }

  /* ---------- utility bar ---------- */
  .util {
    background: var(--tint);
    border-bottom: 1px solid var(--rule-soft);
    color: var(--body);
    font-size: 11.5px;
  }
  .util .wrap { display: flex; justify-content: space-between; align-items: center; gap: 24px; padding-top: 9px; padding-bottom: 9px; }
  .util a { color: var(--body); }
  .util a:hover { color: var(--accent); text-decoration: none; }
  .util-links { display: flex; gap: 26px; }

  /* ---------- masthead ---------- */
  .mast { border-bottom: 1px solid var(--rule); background: var(--white); position: sticky; top: 0; z-index: 40; }
  .mast .wrap { display: flex; align-items: center; gap: 40px; height: 78px; }

  .logo { display: flex; align-items: center; gap: 11px; flex: none; }
  .logo .mark { width: 15px; height: 15px; background: var(--ember); flex: none; }
  .logo .word { font-size: 17px; font-weight: 700; letter-spacing: 0.13em; color: var(--navy); }
  .logo:hover { text-decoration: none; }

  .nav { display: flex; gap: 32px; margin-left: auto; }
  .nav a { color: var(--ink-2); font-size: 14.5px; }
  .nav a:hover { color: var(--accent); text-decoration: none; }

  /* ---------- hero: full-bleed photo with text overlay ---------- */
  .hero{position:relative;isolation:isolate;overflow:hidden;min-height:620px;display:flex;align-items:center;padding-block:clamp(72px,12vh,140px);border-bottom:1px solid var(--rule)}
  .hero-photo{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:70% 45%;z-index:-2}
  .hero-scrim{position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(9,17,29,.72) 0%,rgba(9,17,29,.45) 45%,rgba(9,17,29,.12) 75%,rgba(9,17,29,0) 100%),linear-gradient(180deg,rgba(9,17,29,.25) 0%,rgba(9,17,29,0) 35%,rgba(9,17,29,.35) 100%)}
  .hero .wrap{position:relative;width:100%}
  .hero .eyebrow{color:#C9D4E6}
  .hero h1{color:#fff;font-size:64px;line-height:1.05;letter-spacing:-.024em;font-weight:700;margin:0 0 26px;max-width:20ch;text-wrap:balance}
  .pagehead h1{text-wrap:balance}
  @media(min-width:1024px){
    .h1-ending{white-space:nowrap}
    .hero h1 .h1-ending{display:block}
  }
  .hero p.lede{color:#E2E8F2;font-size:17px;line-height:1.62;max-width:46ch;margin:0 0 38px}
  .hero .btn{background:var(--ember);border-color:var(--ember);color:#fff}
  .hero .btn:hover{background:var(--ember-dk);border-color:var(--ember-dk)}
  .hero .btn-text{border-color:transparent;background:transparent;color:#fff}
  .hero .btn-text:hover{color:#fff;text-decoration:underline}
  .hero-cta{display:flex;gap:12px;flex-wrap:wrap;align-items:center}

  /* ---------- credential strip ---------- */
  .strip { border-bottom: 1px solid var(--rule); background: var(--white); }
  .strip .wrap { display: grid; grid-template-columns: repeat(4, 1fr); padding: 0; }
  .strip .cell { padding: 34px var(--gut); border-left: 1px solid var(--rule-soft); }
  .strip .cell:first-child { border-left: 0; }
  .strip .eyebrow { margin-bottom: 12px; }
  .strip .val { font-size: 22px; line-height: 1.2; max-width: 14ch; letter-spacing: -0.015em; font-weight: 500; margin: 0 0 7px; color: var(--ink); }
  .strip .note { font-size: 13.5px; color: var(--body); margin: 0; }

  /* ---------- sections ---------- */
  section { padding: 64px 0; }
  .band { background: var(--tint); border-top: 1px solid var(--rule-soft); border-bottom: 1px solid var(--rule-soft); }
  h2 {
    font-size: 46px;
    line-height: 1.12;
    letter-spacing: -0.02em;
    font-weight: 700;
    margin: 0 0 22px;
    max-width: 24ch;
    text-wrap: balance;
    color: var(--ink);
  }
  .section-intro { font-size: 17px; line-height: 1.65; color: var(--body); max-width: 46ch; margin: 0 0 34px; }

  /* coverage */

  /* process */
  .steps { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 2px solid var(--ember); }
  .step { padding: 38px 34px 0 0; border-right: 1px solid var(--rule); }
  .step:last-child { border-right: 0; }
  .step:not(:first-child) { padding-left: 34px; }
  .step .num { font-family: var(--mono); font-size: 11px; color: var(--ember); letter-spacing: 0.1em; display: block; margin-bottom: 16px; }
  .step h3 { font-size: 20px; margin: 0 0 11px; letter-spacing: -0.01em; }
  .step p { font-size: 14.5px; line-height: 1.65; color: var(--body); margin: 0; }

  /* advisory */
  .adv { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: center; }
  .adv-panel { background: var(--tint-2); padding: 52px 46px; border-left: 3px solid var(--ember); }
  .adv-panel h2 { font-size: 31px; margin-bottom: 18px; color: var(--navy-dk); }
  .adv-panel p { color: var(--ink-2); font-size: 15.5px; line-height: 1.68; margin: 0 0 30px; }

  /* contact */
  .contact { display: grid; grid-template-columns: 1fr 1fr; gap: 80px; align-items: start; }
  .field { margin-bottom: 22px; }
  .field label { display: block; font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--navy); margin-bottom: 9px; }
  .field input, .field select {
    width: 100%;
    font-family: inherit;
    font-size: 15.5px;
    color: var(--ink);
    padding: 13px 14px;
    border: 1px solid var(--rule);
    background: var(--white);
    border-radius: 0;
  }
  .field input:focus, .field select:focus { border-color: var(--accent); outline: none; box-shadow: 0 0 0 1px var(--accent); }
  .form-note { font-size: 12.5px; color: var(--muted); margin: 16px 0 0; line-height: 1.6; }

  /* ---------- footer ---------- */
  footer { background: var(--tint); border-top: 3px solid var(--ember); padding: 44px 0 22px; font-size: 14px; color: var(--body); }
  .foot-grid { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 48px; padding-bottom: 24px; border-bottom: 1px solid var(--rule); }
  footer h4 { font-size: 10px; letter-spacing: 0.18em; text-transform: uppercase; color: var(--navy); margin: 0 0 14px; font-weight: 400; }
  footer ul { list-style: none; margin: 0; padding: 0; }
  footer li { margin-bottom: 10px; }
  footer li:last-child { margin-bottom: 0; }
  footer .headquarters-label { font-size: 10px; letter-spacing: .14em; text-transform: uppercase; color: var(--muted); margin-right: 6px; }
  footer a { color: var(--ink-2); }
  footer a:hover { color: var(--accent); text-decoration: none; }
  .foot-blurb { font-size: 14px; line-height: 1.65; color: var(--body); margin: 20px 0 0; max-width: 40ch; }
  .disclosure { padding-top: 18px; font-size: 12.5px; line-height: 1.7; color: var(--muted); max-width: 980px; }
  .disclosure strong { color: var(--ink-2); font-weight: 700; }

  /* ---------- responsive ---------- */
  @media (max-width: 1080px) {
    :root { --gut: 28px; }
    .hero{min-height:460px}
    .hero h1{font-size:46px}
    .adv, .contact { grid-template-columns: 1fr; gap: 44px; }
    .strip .wrap { grid-template-columns: 1fr 1fr; }
    .strip .cell:nth-child(3) { border-left: 0; }
    .strip .cell:nth-child(n+3) { border-top: 1px solid var(--rule-soft); }
    .foot-grid { grid-template-columns: 1fr 1fr; gap: 36px; }
  }
  @media (max-width: 760px) {
    .nav, .util-links { display: none; }
    .mast .wrap { height: 66px; }
    section { padding: 64px 0; }
    h2 { font-size: 31px; }
    .hero{min-height:400px}
    .hero h1{font-size:clamp(26px,8vw,34px)}
    .hero p.lede{font-size:17px}
    .strip .wrap { grid-template-columns: 1fr; }
    .strip .cell { border-left: 0; border-top: 1px solid var(--rule-soft); }
    .strip .cell:first-child { border-top: 0; }
    .steps { grid-template-columns: 1fr; }
    .step { border-right: 0; border-bottom: 1px solid var(--rule); padding: 30px 0; }
    .step:not(:first-child) { padding-left: 0; }
    .step:last-child { border-bottom: 0; }
    .adv-panel { padding: 34px 26px; }
    .foot-grid { grid-template-columns: 1fr; }
  }
  @media (prefers-reduced-motion: reduce) {
    * { animation: none !important; transition: none !important; }
  }

.pagehead{background:var(--white);border-bottom:1px solid var(--rule);padding:76px 0 64px} .pagehead h1{font-size:50px;line-height:1.07;letter-spacing:-.024em;font-weight:700;color:var(--ink);margin:0 0 22px;max-width:17ch} .pagehead .lede{font-size:18.5px;line-height:1.62;color:var(--body);max-width:58ch;margin:0 0 34px} .pagehead .meta{display:flex;gap:34px;flex-wrap:wrap;border-top:1px solid var(--rule-soft);padding-top:22px} .pagehead .meta div{min-width:150px} .pagehead .meta .k{font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:var(--navy);margin:0 0 6px} .pagehead .meta .v{font-size:15px;color:var(--ink-2);margin:0} .crumb{font-size:12.5px;color:var(--muted);margin:0 0 18px} .crumb a{color:var(--muted)} .split{display:grid;grid-template-columns:260px 1fr;gap:64px;align-items:start} .split>.label{position:sticky;top:110px} .split>.label p{margin:0} .hl{list-style:none;margin:0;padding:0;border-top:1px solid var(--rule)} .hl li{border-bottom:1px solid var(--rule-soft);padding:20px 0} .hl li:last-child{border-bottom:1px solid var(--rule)} .hl h3{font-size:17px;margin:0 0 6px;letter-spacing:-.01em} .hl p{font-size:14.5px;line-height:1.62;color:var(--body);margin:0;max-width:68ch} .excl{border-left:3px solid var(--ember);background:var(--tint-2);padding:34px} .excl p{font-size:14.5px;line-height:1.62;color:var(--ink-2);margin:0 0 20px;max-width:68ch} .excl p:last-child{margin-bottom:0} .cta-band{background:var(--tint);border-top:2px solid var(--ember);padding:64px 0} .cta-band h2{font-size:31px;margin:0 0 14px} .cta-band p{font-size:16px;color:var(--body);max-width:52ch;margin:0 0 26px} .stub{max-width:62ch} .stub p{font-size:17px;line-height:1.65;color:var(--body);margin:0 0 22px} @media(max-width:1080px){.split{grid-template-columns:1fr;gap:28px}.split>.label{position:static}.pagehead h1{font-size:40px}} @media(max-width:760px){.pagehead{padding:52px 0 44px}.pagehead h1{font-size:32px}.excl{padding:26px 22px}}
.pagehead.photo{position:relative;isolation:isolate;overflow:hidden;min-height:400px;display:flex;align-items:center;border-bottom:0;padding:clamp(72px,12vh,140px) 0}
.hero>picture,.pagehead.photo>picture{position:absolute;inset:0;z-index:-2}
.pagehead.photo .ph-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:-2}
.pagehead.photo .ph-scrim{position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(9,17,29,.9) 0%,rgba(9,17,29,.68) 50%,rgba(9,17,29,.4) 100%),linear-gradient(180deg,rgba(9,17,29,.5) 0%,rgba(9,17,29,.1) 40%,rgba(9,17,29,.55) 100%)}
.pagehead.photo .wrap{position:relative;width:100%}
.pagehead.photo h1{color:#fff}
.pagehead.photo .lede{color:#C8D2E2}
.pagehead.photo .eyebrow{color:#9DB0CC}
.pagehead.photo .crumb{color:#9DB0CC}
.pagehead.photo .crumb a{color:#9DB0CC}
.pagehead.photo .hero-rule{background:#fff}
.pagehead.photo .meta{border-top-color:rgba(255,255,255,.22)}
.pagehead.photo .meta .k{color:#9DB0CC}
.pagehead.photo .meta .v{color:#E4EAF3}
@media(max-width:760px){.pagehead.photo{min-height:300px}}
.cov-head{max-width:62ch;margin:0 0 52px}
.cov-head h2{max-width:20ch}
.cov-group{margin-bottom:48px}
.cov-group:last-child{margin-bottom:0}
.cov-group-head{border-bottom:2px solid var(--ember);padding-bottom:10px;margin-bottom:0}
.cov-group-head .eyebrow{margin:0}
.cov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;background:transparent;border-top:1px solid var(--rule);border-left:1px solid var(--rule)}
.cov-cell{background:var(--white);padding:24px;min-height:0;display:flex;flex-direction:column;border-right:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.cov-cell h3{margin-top:0}
.cov-cell h3{font-size:17px;font-weight:700;margin:0 0 8px;letter-spacing:-.01em}
.cov-cell p{font-size:14px;line-height:1.6;color:var(--body);margin:0 0 12px}
.lp-grid>.product-card{padding:24px;min-width:0;min-height:0}
.lp-grid>.product-card p{margin-bottom:12px}
.product-tags{display:flex;flex-wrap:wrap;gap:8px;margin:0;min-width:0}
.product-tag{display:inline-block;max-width:100%;padding:6px 10px;border:1px solid var(--rule);border-radius:999px;font-size:12px;line-height:1.4;color:var(--muted);overflow-wrap:anywhere}
@media(max-width:1080px){.cov-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.cov-grid{grid-template-columns:1fr}}
.cov-note{font-size:13.5px;line-height:1.6;color:var(--muted);margin:16px 0 0;max-width:70ch}.lp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--rule);border-left:1px solid var(--rule)} .lp-grid>div{background:var(--white);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);padding:24px 22px} .lp-grid h3{font-size:16.5px;margin:0 0 8px;letter-spacing:-.01em} .lp-grid p{font-size:14px;line-height:1.6;color:var(--body);margin:0} @media(max-width:1080px){.lp-grid{grid-template-columns:repeat(2,1fr)}} @media(max-width:760px){.lp-grid{grid-template-columns:1fr}}
.sec-head{display:block;max-width:640px;margin:0 0 28px} .sec-head h2{font-size:31px;line-height:1.15;margin:0 0 12px;max-width:none} .sec-head .section-intro{margin:0;max-width:none;font-size:16.5px} .excl{column-count:2;column-gap:48px} .excl p{break-inside:avoid} @media(max-width:1080px){.excl{column-count:1}}
.form-trust{font-family:var(--mono, ui-monospace, monospace);font-size:11.5px;letter-spacing:.04em;color:var(--muted);margin:0 0 18px} details{border-bottom:1px solid var(--rule-soft);padding:16px 0} details summary{font-size:16.5px;font-weight:600;color:var(--ink);cursor:pointer;letter-spacing:-.01em} details p{font-size:14.5px;line-height:1.62;color:var(--body);margin:12px 0 0;max-width:68ch}
.stat-row{display:grid;grid-template-columns:repeat(3,1fr);border-top:2px solid var(--ember);border-bottom:1px solid var(--rule)} .stat-row>div{padding:34px 28px;border-left:1px solid var(--rule-soft)} .stat-row>div:first-child{border-left:0} .stat-val{display:block;font-size:40px;font-weight:700;letter-spacing:-.02em;color:var(--ink)} .stat-label{display:block;font-size:14.5px;color:var(--body);margin:8px 0 6px} .stat-src{display:block;font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)} @media(max-width:760px){.stat-row{grid-template-columns:1fr}.stat-row>div{border-left:0;border-top:1px solid var(--rule-soft)}.stat-row>div:first-child{border-top:0}}

.how-row{display:grid;grid-template-columns:repeat(3,1fr);border-top:2px solid var(--ember);border-bottom:1px solid var(--rule)}
.how-row>div{padding:30px 28px;border-left:1px solid var(--rule-soft)}
.how-row>div:first-child{border-left:0}
.how-num{display:block;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-size:12px;letter-spacing:.14em;color:var(--ember);margin-bottom:10px}
.how-row h3{font-size:17px;margin:0 0 8px;letter-spacing:-.01em}
.how-row p{font-size:14.5px;line-height:1.6;color:var(--body);margin:0}
@media (max-width:760px){
  .how-row{grid-template-columns:1fr}
  .how-row>div{border-left:0;border-top:1px solid var(--rule-soft)}
  .how-row>div:first-child{border-top:0}
}

.quote-row{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--rule)}
.quote{padding:32px 34px;background:var(--white);border-right:1px solid var(--rule)}
.quote:last-child{border-right:0}
.quote blockquote{margin:0 0 14px;font-size:16.5px;line-height:1.6;color:var(--ink-2)}
.quote cite{font-style:normal;font-size:13px;color:var(--muted)}
@media (max-width:760px){
  .quote-row{grid-template-columns:1fr}
  .quote{border-right:0;border-bottom:1px solid var(--rule)}
  .quote:last-child{border-bottom:0}
}

.hero-start{display:flex;gap:10px;flex-wrap:wrap;align-items:center;max-width:560px}
.hero-start select{flex:1;min-width:240px;font-family:inherit;font-size:15px;padding:12px 14px;border:1px solid rgba(255,255,255,.4);background:rgba(255,255,255,.94);color:var(--ink);border-radius:0}
.hero-alt{font-size:13px;color:#C8D2E2;margin:10px 0 0;width:100%}
.hero-alt a{color:inherit}

.res-row{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--rule)}
.res-card{display:block;padding:24px 22px;background:var(--white);border-right:1px solid var(--rule);text-decoration:none}
.res-card:last-child{border-right:0}
.res-card h3{font-size:16px;margin:0 0 6px;color:var(--navy)}
.res-card p{font-size:13.5px;line-height:1.55;color:var(--body);margin:0}
.res-card:hover h3{color:var(--accent)}
@media (max-width:760px){
  .res-row{grid-template-columns:1fr}
  .res-card{border-right:0;border-bottom:1px solid var(--rule)}
  .res-card:last-child{border-bottom:0}
}

.callout{border-left:3px solid var(--ember);background:var(--tint-2);padding:26px 30px;margin:0} .callout p{font-size:17px;line-height:1.6;color:var(--ink-2);margin:0;max-width:none}

/* cookie consent banner */
#bfi-consent-bar{position:fixed;left:0;right:0;bottom:0;z-index:200;background:var(--navy-dk);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 28px;flex-wrap:wrap;box-shadow:0 -4px 18px rgba(16,19,23,.25)}
#bfi-consent-bar p{margin:0;font-size:14px;line-height:1.5;color:#fff}
.bfi-consent-actions{display:flex;align-items:center;gap:14px;flex-wrap:wrap}
.bfi-consent-actions button{font:inherit;font-size:13.5px;padding:8px 16px;border-radius:3px;cursor:pointer;border:1px solid rgba(255,255,255,.5);background:transparent;color:#fff}
.bfi-consent-actions #bfi-accept-all{background:#fff;color:var(--navy-dk);border-color:#fff;font-weight:600}
.bfi-consent-actions a{color:#fff;font-size:13.5px;text-decoration:underline}
@media (max-width:640px){#bfi-consent-bar{flex-direction:column;align-items:flex-start}}

/* footer social row */
.social-row{display:flex;justify-content:flex-start;gap:14px;margin-top:14px}
.social-row a{display:inline-flex;align-items:center;justify-content:center}
.social-row svg{width:16px;height:16px}
.social-row svg path{fill:var(--navy);transition:fill .15s}
footer .social-row svg path{fill:#8FA3C4}
.social-row a:hover svg path{fill:var(--ember)}


/* footer bottom bar */
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap;padding-top:12px;margin-top:14px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;color:var(--muted)}
.foot-bottom nav{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.foot-bottom nav a{color:inherit}
.foot-bottom nav a:hover{color:#fff}
.foot-bottom>span{flex:1 1 320px;line-height:1.6;overflow-wrap:anywhere}
.legal-statement>.wrap{max-width:900px}
.legal-statement h2{font-size:clamp(23px,3vw,30px);margin:36px 0 16px;line-height:1.25}
.legal-statement h2:first-child{margin-top:0}
.legal-statement h3{font-size:20px;margin:28px 0 12px;line-height:1.35}
.legal-statement p,.legal-statement li{line-height:1.75;overflow-wrap:anywhere}
.legal-statement p{margin:0 0 18px}
.legal-statement ul{padding-left:24px;margin:0 0 20px}
.legal-statement li{margin:0 0 10px}

/* homepage contact alt block */
.contact-alt{margin-top:28px;font-size:15px;line-height:1.9;color:var(--body)}
.contact-alt p{margin:0}
.contact-alt strong{color:var(--ink-2);font-weight:600;display:inline-block;min-width:64px}

/* centred disclosure */
footer .disclosure{text-align:center;max-width:940px;margin:0 auto}

/* utility bar social icons */
.util-social{display:inline-flex;align-items:center;gap:12px}
.util-social a{display:inline-flex}
.util-social svg{fill:var(--body)}
.util-social a:hover svg{fill:var(--accent)}

/* number-forward value strip */
.strip .vp-num{display:block;font-size:34px;font-weight:700;letter-spacing:-0.02em;line-height:1.1;color:var(--ink)}
.strip .vp-label{display:block;font-size:11px;text-transform:uppercase;letter-spacing:.14em;color:var(--muted);margin-top:6px}
.strip .cell p{font-size:14px;color:var(--body);margin:10px 0 0}

/* cyber application wizard */
.cyber-app-head{padding-bottom:48px}
.cyber-app-main{background:var(--tint);padding:48px 0 88px}
.cyber-app-wrap{max-width:980px}
.app-progress{display:grid;grid-template-columns:repeat(4,1fr);list-style:none;margin:0 0 24px;padding:0;border:1px solid var(--rule);background:var(--white)}
.app-progress li{position:relative;padding:18px 16px 18px 46px;color:var(--muted);font-size:12px;line-height:1.35;border-left:1px solid var(--rule)}
.app-progress li:first-child{border-left:0}
.app-progress li span{position:absolute;left:16px;top:15px;width:22px;height:22px;border:1px solid var(--rule);display:grid;place-items:center;font-size:11px}
.app-progress li.active{color:var(--ink);box-shadow:inset 0 -3px 0 var(--ember)}
.app-progress li.active span,.app-progress li.complete span{background:var(--ember);border-color:var(--ember);color:#fff}
.app-card{background:var(--white);border:1px solid var(--rule);padding:clamp(28px,5vw,58px)}
.app-step-head{padding-bottom:26px;margin-bottom:30px;border-bottom:1px solid var(--rule)}
.app-step-head h2{font-size:31px;margin:6px 0 0}
.app-fields{display:grid;gap:24px}
.app-fields.two-col{grid-template-columns:repeat(2,minmax(0,1fr))}
.app-fields .full{grid-column:1/-1}
.app-card .field{margin:0}
.app-card .field label,.segment-question legend{display:block;font-size:14px;font-weight:600;color:var(--ink);line-height:1.45;margin-bottom:8px}
.field-help{display:block;color:var(--muted);font-size:12.5px;margin:-4px 0 8px}
.app-card input,.app-card select,.app-card textarea{width:100%;box-sizing:border-box;font:inherit;font-size:15px;color:var(--ink);background:#fff;border:1px solid var(--rule);border-radius:0;padding:12px 13px}
.app-card textarea{resize:vertical;min-height:92px}
.app-card input:focus,.app-card select:focus,.app-card textarea:focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 1px var(--accent)}
.question-list{display:grid;gap:22px}
.segment-question{border:0;padding:0;margin:0}
.segments{display:flex;flex-wrap:wrap;gap:8px}
.segment{position:relative;cursor:pointer}
.segment input{position:absolute;opacity:0;pointer-events:none}
.segment span{display:block;min-width:88px;text-align:center;padding:10px 14px;border:1px solid var(--rule);font-size:14px;color:var(--body)}
.segment input:checked+span{background:var(--navy);border-color:var(--navy);color:#fff}
.segment input:focus-visible+span{outline:2px solid var(--ember);outline-offset:2px}
.detail-field{margin-top:14px!important;padding-left:18px;border-left:3px solid var(--ember)}
.certification{border:1px solid var(--rule);padding:24px;margin-top:32px;background:var(--tint)}
.certification>p:first-child{margin:0 0 24px;color:var(--ink-2)}
.app-card [hidden]{display:none!important}
.app-actions{display:flex;justify-content:flex-end;gap:12px;padding-top:32px;margin-top:34px;border-top:1px solid var(--rule)}
.app-error{color:#9d2c17;background:#fff1ed;border-left:3px solid var(--ember);padding:11px 14px;margin:24px 0 0}
.app-success{text-align:center;padding:38px 0}
.app-success h2{font-size:34px;margin:8px 0 14px}
.app-success p:not(.eyebrow){max-width:54ch;margin:0 auto 28px}
@media(max-width:720px){
  .app-progress{grid-template-columns:1fr 1fr}
  .app-progress li:nth-child(3){border-left:0}
  .app-progress li:nth-child(n+3){border-top:1px solid var(--rule)}
  .app-fields.two-col{grid-template-columns:1fr}
  .app-fields .full{grid-column:auto}
  .app-card{padding:26px 20px}
  .app-actions{flex-direction:column-reverse}
  .app-actions .btn{width:100%}
  .segments{display:grid;grid-template-columns:repeat(3,1fr)}
  .segment span{min-width:0;padding:10px 6px}
}

/* featured due diligence band (navy) */
/* Stacked section introductions; intentionally centered video headings stay centered. */
.sec-head.vid-head{max-width:none}
.sec-head.vid-head .section-intro{max-width:640px;margin-left:auto;margin-right:auto}
@media(min-width:981px){
  .sec-head:has(>.section-intro):not(.vid-head){
    display:block;
    max-width:none;width:100%;align-items:start
  }
  .sec-head:has(>.section-intro):not(.vid-head)>h2{margin:0;text-align:left}
  .sec-head:has(>.section-intro):not(.vid-head)>.eyebrow{margin:0 0 14px}
  .sec-head:has(>.section-intro):not(.vid-head)>.section-intro{margin:14px 0 0;max-width:720px;text-align:left}
}
.menu-toggle,.mobile-menu{display:none}
.mobile-coverage-toggle{display:flex;align-items:center;justify-content:space-between;width:100%;min-height:48px;padding:0;border:0;border-top:1px solid var(--rule-soft);background:none;color:var(--ink);font:inherit;font-size:15px;text-align:left;cursor:pointer}
.mobile-coverage-toggle svg{transition:transform .15s}
.mobile-coverage-toggle[aria-expanded=true] svg{transform:rotate(180deg)}
#mobile-coverage-links a{display:flex;align-items:center;min-height:44px;padding:8px 0 8px 18px;box-sizing:border-box;border-top:1px solid var(--rule-soft);font-size:14px;color:var(--ink)}
.mobile-coverage-toggle:focus-visible,#mobile-coverage-links a:focus-visible{outline:2px solid var(--ember);outline-offset:2px}
.mobile-menu{overscroll-behavior:contain}
@media(max-width:899px){
  .mast .nav,.mast .wrap>.btn{display:none}
  .mast .wrap{justify-content:space-between;gap:16px}
  .mast .menu-toggle{display:flex;flex-direction:column;justify-content:center;gap:5px;width:48px;height:48px;flex:none;align-items:center;border:1px solid var(--rule);background:var(--white);color:var(--navy);cursor:pointer}
  .menu-toggle span{display:block;width:22px;height:2px;background:currentColor;transition:transform .15s}
  .menu-toggle[aria-expanded=true] span:nth-child(1){transform:translateY(7px) rotate(45deg)}
  .menu-toggle[aria-expanded=true] span:nth-child(2){opacity:0}
  .menu-toggle[aria-expanded=true] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
  .mast .mobile-menu:not([hidden]){display:block;position:absolute;left:0;right:0;top:100%;padding:12px var(--gut) 20px;background:var(--white);border-bottom:2px solid var(--ember);box-shadow:0 12px 20px #12284820;max-height:calc(100dvh - 130px);overflow-y:auto;animation:menu-open .18s ease-out}
  .mobile-menu nav>a,.mobile-menu .menu-email{display:flex;align-items:center;min-height:48px;color:var(--ink);border-top:1px solid var(--rule-soft);font-size:15px}
  .mobile-menu .btn{display:block;width:100%;box-sizing:border-box;text-align:center;margin:12px 0}
  .mobile-menu .menu-email{color:var(--body);font-size:14px}
}
@keyframes menu-open{from{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:translateY(0)}}
.dd-band{background:var(--navy);color:#fff;padding:80px 0}
.dd-split{display:grid;grid-template-columns:1.1fr 1fr;gap:72px;align-items:center}
.dd-band .eyebrow{color:#F49A80}
.dd-band h2{color:#fff;font-size:40px;max-width:18ch}
.dd-intro{color:#C9D4E6;font-size:17px;line-height:1.65;max-width:46ch;margin:0 0 32px}
.dd-band .btn{background:var(--ember);border-color:var(--ember)}
.dd-band .btn:hover{background:var(--ember-dk);border-color:var(--ember-dk)}
.dd-points{list-style:none;margin:0;padding:0}
.dd-points li{font-size:15px;line-height:1.65;color:#C9D4E6;border-top:1px solid rgba(255,255,255,.2);padding:20px 0}
.dd-points li:last-child{border-bottom:1px solid rgba(255,255,255,.2)}
.dd-points strong{color:#fff;font-weight:700}
@media(max-width:860px){.dd-split{grid-template-columns:1fr;gap:40px}.dd-band{padding:64px 0}.dd-band h2{font-size:31px}}

/* Compact homepage sections on desktop; preserve existing mobile spacing. */
@media(min-width:981px){
  .home-map-hero #coverage{padding-top:44px}
  .home-map-hero #coverage .sec-head{
    display:block;margin-bottom:28px
  }
  .home-map-hero #coverage .sec-head>h2{
    max-width:720px;margin:0
  }
  .home-map-hero #coverage .sec-head>.section-intro{
    margin:14px 0 0;max-width:720px;text-align:left
  }
  .home-map-hero .dd-band{padding-block:52px}
  .home-map-hero .dd-band h2{margin-bottom:12px}
  .home-map-hero .dd-intro{margin-bottom:20px}
  .home-map-hero .dd-points li{padding-block:12px}
}

/* video cards */
.vid-feature{background:var(--white)}
.vid-head{margin:0 auto 40px;text-align:center}
.vid-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:36px 28px}
.vid-card{margin:0}
.vid-thumb{position:relative;display:block;width:100%;aspect-ratio:16/9;padding:0;border:0;background:var(--navy-dk);cursor:pointer;overflow:hidden}
.vid-thumb img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .3s ease}
.vid-thumb:hover img{transform:scale(1.03)}
.vid-play{position:absolute;left:50%;top:50%;width:60px;height:60px;margin:-30px 0 0 -30px;display:grid;place-items:center;background:var(--ember);color:#fff;border-radius:50%;transition:transform .2s ease}
.vid-thumb:hover .vid-play{transform:scale(1.08)}
.vid-frame{display:block;width:100%;aspect-ratio:16/9;border:0;background:#0b1a33}
.vid-title{font-size:16px;line-height:1.45;font-weight:600;color:var(--ink);margin:14px 0 0;letter-spacing:-.005em;overflow-wrap:anywhere}
.vid-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap;margin-top:44px}
.vid-actions-left{justify-content:flex-start;border-top:1px solid var(--rule);padding-top:32px;margin-top:56px}
@media(max-width:760px){.vid-grid{grid-template-columns:1fr}}
@media(max-width:600px){
  .mast .wrap{gap:12px}
  .mast .logo{min-width:0;flex:0 1 auto}
  .mast .logo img{max-width:100%;height:auto!important}
  .mast .btn{flex:none;font-size:12px;padding:10px 12px;white-space:nowrap}
}

/* ---------- shared product FAQ (product landing pages only) ---------- */
.product-faq .faq-layout{display:grid;grid-template-columns:minmax(0,1fr);gap:32px;min-width:0}
.product-faq .faq-sidebar,.product-faq .faq-accordion{min-width:0}
.product-faq .faq-sidebar .eyebrow{color:var(--ember);margin:0 0 14px}
.product-faq .faq-sidebar h2{font-size:31px;line-height:1.15;margin:0 0 14px;max-width:none;color:var(--navy-dk)}
.product-faq .faq-intro{font-size:16px;line-height:1.6;color:var(--body);margin:0 0 28px;max-width:38ch}
.product-faq .faq-help{background:var(--white);border:1px solid var(--rule);border-left:3px solid var(--ember);padding:20px 22px}
.product-faq .faq-help p{margin:0 0 14px;font-size:15px;font-weight:600;color:var(--ink)}
.product-faq .faq-accordion{border-top:1px solid var(--rule)}
.product-faq details{border-bottom:1px solid var(--rule);padding:0}
.product-faq details summary{list-style:none;position:relative;display:block;padding:20px 44px 20px 0;font-size:17px;font-weight:600;line-height:1.4;color:var(--ink);cursor:pointer;letter-spacing:-.01em;transition:color .2s}
.product-faq details summary::-webkit-details-marker{display:none}
.product-faq details summary::marker{content:""}
.product-faq details summary:hover{color:var(--navy)}
.product-faq details summary:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.product-faq details summary::before,.product-faq details summary::after{content:"";position:absolute;right:4px;top:50%;width:14px;height:2px;margin-top:-1px;background:var(--navy);transition:transform .25s ease,background-color .2s}
.product-faq details summary::after{transform:rotate(90deg)}
.product-faq details[open] summary::after{transform:rotate(0deg)}
.product-faq details[open] summary::before,.product-faq details[open] summary::after{background:var(--ember)}
.product-faq details p{font-size:15.5px;line-height:1.65;color:var(--body);max-width:640px;margin:0;padding:0 0 22px}
@media(prefers-reduced-motion:no-preference){
  .product-faq details[open] p{animation:faq-reveal .28s ease-out}
  @supports (interpolate-size:allow-keywords){
    .product-faq{interpolate-size:allow-keywords}
    .product-faq details::details-content{block-size:0;overflow:hidden;transition:block-size .3s ease,content-visibility .3s allow-discrete}
    .product-faq details[open]::details-content{block-size:auto}
  }
}
@keyframes faq-reveal{from{opacity:0;transform:translateY(-6px)}to{opacity:1;transform:translateY(0)}}
@media(min-width:980px){
  .product-faq .faq-layout{grid-template-columns:minmax(0,calc((100% - 48px)*.35)) minmax(0,calc((100% - 48px)*.65));gap:40px 48px;align-items:start}
  .product-faq .faq-sidebar{position:sticky;top:120px;align-self:start}
}

/* submission confirmation panel */
.bf-confirm{display:flex;gap:20px;align-items:flex-start;text-align:left;background:#fff;border:1px solid var(--rule);border-left:3px solid var(--ember);padding:clamp(24px,4vw,40px) clamp(20px,4vw,40px);margin:0;outline:none;scroll-margin:110px;animation:bf-confirm-in .32s ease-out both}
.bf-confirm:focus-visible{box-shadow:0 0 0 2px var(--accent)}
.bf-confirm-check{flex:none;width:40px;height:40px;margin-top:2px}
.bf-confirm-check circle{fill:var(--tint-2);stroke:var(--navy);stroke-width:1.5}
.bf-confirm-check path{fill:none;stroke:var(--navy);stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}
.bf-confirm-body{min-width:0}
.bf-confirm-product{font-size:10.5px;letter-spacing:.18em;text-transform:uppercase;color:var(--ember-dk);margin:0 0 10px;font-weight:600}
.bf-confirm .bf-confirm-title,h1.bf-confirm-title{font-size:28px;line-height:1.18;letter-spacing:-.018em;color:var(--navy-dk);margin:0 0 12px;max-width:26ch}
.bf-confirm-text{font-size:16px;line-height:1.65;color:var(--ink-2);margin:0;max-width:60ch}
.bf-confirm-text a{font-weight:600;overflow-wrap:anywhere;text-decoration:underline;text-underline-offset:2px}
.bf-confirm-actions{margin-top:24px;display:flex;gap:12px;flex-wrap:wrap}
form.is-confirmed{padding:0;border:0;background:transparent}
form.app-card.is-confirmed{background:var(--white);border:1px solid var(--rule);padding:clamp(20px,4vw,40px)}
@keyframes bf-confirm-in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.ty-main{background:var(--tint);padding:clamp(40px,8vw,88px) 0;min-height:52vh}
.ty-wrap{max-width:880px}
@media(max-width:560px){.bf-confirm{flex-direction:column;gap:14px;padding:22px 18px}.bf-confirm .bf-confirm-title,h1.bf-confirm-title{font-size:23px}.bf-confirm-text{font-size:15.5px}.bf-confirm-actions .btn{width:100%;text-align:center}form.app-card.is-confirmed{padding:14px}}
@media(prefers-reduced-motion:reduce){.bf-confirm{animation:none}}

/* ---------- hero quote forms (product pages) ---------- */
.hero-quote,.hero-route{margin-top:28px;max-width:640px;min-width:0}
.hero-quote [hidden],.hero-route [hidden]{display:none!important}
.hq-fields{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr) auto;gap:10px;align-items:end}
.hq-field{min-width:0}
.hq-field label,.hero-route .hero-label,.hero-other label{display:block;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:#C9D4E6;margin:0 0 7px}
.hero-route .hero-label{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.hero-quote input,.hero-other input{width:100%;box-sizing:border-box;font-family:inherit;font-size:15px;padding:12px 14px;border:1px solid rgba(255,255,255,.4);background:#fff;color:var(--ink);border-radius:0;min-height:48px}
.hero-quote input:focus,.hero-other input:focus,.hero-route select:focus{outline:2px solid #F49A80;outline-offset:2px}
.hero-quote .btn,.hero-route .btn{background:var(--ember);border-color:var(--ember);color:#fff;min-height:48px}
.hero-quote .btn:hover,.hero-route .btn:hover{background:var(--ember-dk);border-color:var(--ember-dk)}
.hero-route{display:block}
.hero-row{display:flex;gap:10px;flex-wrap:wrap}
.hero-row select{flex:1 1 260px;min-width:0;max-width:100%;font-family:inherit;font-size:15px;padding:12px 14px;border:1px solid rgba(255,255,255,.4);background:#fff;color:var(--ink);border-radius:0;min-height:48px}
.hero-row select[aria-invalid=true]{border-color:#F49A80;box-shadow:0 0 0 2px #F49A80}
.hero-other{margin-top:12px;max-width:420px}
.hero-msg{margin:10px 0 0;font-size:13.5px;color:#fff;background:rgba(225,77,42,.9);display:inline-block;padding:6px 10px}
.hero-quote [data-submit-status]{margin:10px 0 0;font-size:13.5px;color:#E2E8F2}
.hero-quote.is-confirmed{max-width:560px;overflow-wrap:anywhere}
.hero-quote.is-confirmed .bf-confirm{gap:14px;min-width:0;padding:22px 20px}
.hero-quote.is-confirmed .bf-confirm-body{min-width:0}
.hero-quote.is-confirmed .bf-confirm-title{font-size:20px;line-height:1.25;margin:0 0 8px;color:var(--ink);max-width:none}
.hero-quote.is-confirmed .bf-confirm-text{font-size:14px;line-height:1.6;color:var(--body);margin:0}
.hero-quote.is-confirmed .bf-confirm-check{flex:none;width:32px;height:32px}
.quote-close h2{margin:0 0 12px}
.quote-close .cta-copy{margin:0 0 22px}
.cta-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
@media(max-width:979px){
  .hq-fields{grid-template-columns:1fr}
  .hero-quote .btn,.hero-row .btn{width:100%;text-align:center}
  .hero-row select{flex-basis:100%}
  .hero-quote,.hero-route,.hero-other{max-width:100%}
  .cta-actions .btn{white-space:normal;text-align:center}
}

/* consultation band (shared contact block) */
.consultation-band{background:#0B1F3F;color:#fff;padding:88px 0;position:relative;border-top:3px solid var(--ember)}
.consultation-band .cb-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,460px);gap:72px;align-items:start}
.consultation-band .eyebrow{color:#F49A80;font-size:11px;margin:0 0 18px}
.consultation-band h2{color:#fff;font-size:42px;max-width:18ch;margin:0 0 20px}
.consultation-band .cb-lede{color:#C9D4E6;font-size:17px;line-height:1.65;max-width:52ch;margin:0 0 30px}
.consultation-band .cb-points{list-style:none;margin:0 0 30px;padding:0;max-width:52ch}
.consultation-band .cb-points li{display:flex;gap:14px;align-items:flex-start;padding:14px 0;border-top:1px solid rgba(255,255,255,.14);color:#C9D4E6;font-size:15px;line-height:1.55}
.consultation-band .cb-points li:last-child{border-bottom:1px solid rgba(255,255,255,.14)}
.consultation-band .cb-points strong{color:#fff}
.consultation-band .cb-check{flex:none;width:20px;height:20px;margin-top:1px}
.consultation-band .cb-check circle{fill:rgba(225,77,42,.16);stroke:var(--ember);stroke-width:1.2}
.consultation-band .cb-check path{fill:none;stroke:#F49A80;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round}
.consultation-band .cb-email{margin:0;font-size:15px;color:#C9D4E6}
.consultation-band .cb-email a{color:#fff;text-decoration:underline;text-decoration-color:var(--ember);text-underline-offset:4px;display:inline-flex;align-items:center;min-height:44px}
.consultation-band .cb-email a:hover{color:#F49A80}
.consultation-band .cb-card{background:#fff;color:var(--ink);border-radius:8px;padding:34px 32px 28px;box-shadow:0 24px 48px -18px rgba(3,10,24,.55),0 2px 6px rgba(3,10,24,.18)}
.consultation-band .cb-card-title{font-size:22px;letter-spacing:-.01em;margin:0 0 22px;color:var(--navy-dk);padding-bottom:14px;border-bottom:2px solid var(--ember)}
.consultation-band .cb-field{margin-bottom:16px}
.consultation-band .cb-field label{display:flex;gap:6px;align-items:baseline;font-size:13px;font-weight:600;color:var(--ink-2);margin-bottom:7px}
.consultation-band .cb-req{color:var(--ember)}
.consultation-band .cb-opt{font-weight:400;color:var(--muted);font-size:12px;margin-left:auto}
.consultation-band .cb-field :is(input,select,textarea){width:100%;min-height:46px;font:inherit;font-size:15.5px;color:var(--ink);padding:11px 13px;border:1px solid var(--rule);border-radius:6px;background:#fff}
.consultation-band .cb-field textarea{resize:vertical;min-height:72px}
.consultation-band .cb-field :is(input,select,textarea):focus{border-color:var(--accent);outline:none;box-shadow:0 0 0 3px rgba(27,77,228,.18)}
.consultation-band .cb-submit{display:block;width:100%;min-height:50px;margin-top:6px;font:inherit;font-size:15px;font-weight:600;color:#fff;background:var(--ember);border:0;border-radius:6px;cursor:pointer;transition:background .15s}
.consultation-band .cb-submit:hover{background:var(--ember-dk)}
.consultation-band .cb-submit:disabled{opacity:.7;cursor:progress}
.consultation-band .cb-privacy{font-size:12.5px;line-height:1.6;color:var(--muted);margin:14px 0 0}
.consultation-band .cb-privacy a{color:var(--navy);text-decoration:underline;display:inline-flex;align-items:center;min-height:44px}
.business-products.lp-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.business-products>.product-card:last-child{grid-column:1/-1}
@media(max-width:760px){.business-products.lp-grid{grid-template-columns:1fr}}
.consultation-band [data-submit-status]{font-size:13.5px;color:var(--ink-2);margin:12px 0 0}
.consultation-band .cb-extra{font-size:13.5px;margin:18px 0 0;padding-top:14px;border-top:1px solid var(--rule-soft)}
.consultation-band .cb-extra a{display:inline-flex;align-items:center;min-height:44px}
@media(max-width:980px){.consultation-band .cb-grid{grid-template-columns:1fr;gap:44px}.consultation-band .cb-card{max-width:560px}}
@media(max-width:760px){.consultation-band{padding:56px 0}.consultation-band .wrap{padding:0 16px}.consultation-band h2{font-size:30px}.consultation-band .cb-card{padding:26px 20px 22px}}

/* coverage dropdown (desktop) */
.nav{align-items:center}
.mast .wrap{position:relative}
.nav-dd{position:static}
.nav-dd-btn{display:inline-flex;align-items:center;gap:6px;font:inherit;font-size:14.5px;color:var(--ink-2);background:none;border:0;padding:0;cursor:pointer}
.nav-dd-btn:hover,.nav-dd-btn[aria-expanded=true]{color:var(--accent)}
.nav-dd-btn svg{transition:transform .15s}
.nav-dd-btn[aria-expanded=true] svg{transform:rotate(180deg)}
.nav-dd-panel{position:absolute;top:100%;left:50%;transform:translateX(-50%);width:min(1100px,calc(100vw - 32px));display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px 26px;padding:26px 28px 20px;background:var(--white);border:1px solid var(--rule);border-top:2px solid var(--ember);box-shadow:0 14px 28px #12284822;z-index:50}
.nav-dd-panel[hidden]{display:none}
.nav-dd-col{display:flex;flex-direction:column;gap:9px;min-width:0}
.nav-dd-h{margin:0 0 4px;font-size:10px;letter-spacing:.16em;text-transform:uppercase}
.nav .nav-dd-h a{color:var(--navy);font-size:10px}
.nav .nav-dd-col>a{font-size:14px}
.nav .nav-dd-all{grid-column:1/-1;border-top:1px solid var(--rule-soft);padding-top:14px;font-size:13.5px;color:var(--navy)}
a.product-tag:hover{border-color:var(--accent);color:var(--accent);text-decoration:none}
.cov-grid.cov-grid-life{grid-template-columns:1fr}